Payments OnGo

Legacy payment systems have long been the backbone of financial institutions, valued for their stability and reliability. But as transactions surge and cyber threats grow more sophisticated, companies must balance the pole between security and delivering the fast, frictionless experiences customers now demand. With all these forces at play, the real opportunity isn’t about replacing legacy systems— it’s about reimagining them for a faster, more secure future.

Payments OnGo empowers financial institutions to modernize their traditional systems without a complete overhaul. The company offers Payment Hub a next-generation, cloud-oriented or traditional platform designed to support diverse payment products and services. Completely modular and open, the platform enables financial institutions to seamlessly integrate new technologies with legacy systems while eliminating inefficiencies associated with a steep learning curve. By leveraging AI-driven automation and cloud-based infrastructure, it enhances speed, security, and flexibility, allowing institutions to modernize without disrupting the existing systems.

“Our goal is to help businesses thrive in a world defined by security, scalability and seamless customer experiences,” says Gustavo Origel, CEO and founder of Payments OnGo.

The platform supports a wide range of payment types, from traditional methods to innovative offerings like credit, debit and investment services. This empowers institutions to go beyond basic payments and deliver comprehensive solutions, including credit facilities and cash transactions. Its scalable and flexible architecture ensures efficient transaction processing for financial systems across the board. The platform also features a large repository of pre-configured services, allowing clients to implement tailored solutions quickly.

A strong emphasis on operational efficiency complements Payment Hub’s feature set. Its advanced transaction reconciliation process automatically detects and resolves discrepancies, minimizing errors and saving time. The operations team can step in for more complex cases for manual checks, ensuring complete accuracy.

When coupled with its robust monitoring capabilities, the platform can provide a detailed transaction history, making it easy to identify and address potential issues quickly. In case of customer complaints, Payment Hub can also generate case numbers to streamline resolution and follow-up, enhancing customer satisfaction and service quality.

Ensuring the integrity of these processes requires a strong security foundation. The platform is designed with rigorous protective measures to safeguard every transaction. It adheres to international standards like PCI-DSS and meets national certifications, safeguarding client data and building trust. Regular internal reviews further strengthen its defenses, upholding compliance with global and regional regulations.

However, Payment OnGo’s service does not end with the platform. It offers a comprehensive ecosystem of products, services, compliance and expert consultation that is guaranteed to drive client success.

A notable example is Citibank Mexico's restructuring, which involved splitting its corporate and consumer businesses into Citibank Mexico and Banamex. The client recognized that its initial solution in addition to not offering any technology modernization, was very risky to meet the set deadlines and project milestones, and approached Payments OnGo for support. The company stepped in, deploying its platform to streamline interbank transactions and overcome legacy system limitations.

Payments OnGo also provided expert consulting, guiding Citi through regulatory requirements and certification processes. The combination of technical expertise and consulting enabled Citi to meet its objectives within the stringent timeline.

The force behind this success is Payments OnGo’s highly qualified team of experts, who continuously enhance the product to implement complex payment solutions. It blends experienced professionals with young talent to ensure that its services consistently meet the evolving demands of modern payment systems.

This combination of expertise and talent is central to the company's mission of enhancing the payments space. With security, efficiency and scalability at its core, Payments OnGo is becoming the trusted partner for financial institutions seeking to modernize their payment infrastructure.