Invenio Wealth Partners

When solving a jigsaw puzzle, the most important element is not the pieces themselves. Each fragment, a corner, an edge or a hint of color is incomplete on its own. What truly matters is the picture on the box. That image provides the clarity to assemble the diverse parts into what the final image is supposed to look like.

For Invenio Wealth Partners, a client’s financial life is the puzzle and the picture on the box is a personalized financial plan that shows what their clients’ financial futures should look like. What makes the process reassuring is that, as independent fiduciaries, Invenio has no proprietary products or solutions. This clarity allows them to carefully select the right pieces— investments, trust accounts, estate planning, and more— maximizing the likelihood of achieving objectives tailored to each client’s unique circumstances.

Joseph “Joe” Fernandez, CFP®, president and CEO explains, “We start by understanding the client's ultimate goal, and create a complete, coherent picture of their financial future. With that clear vision, we strategically assemble the right elements to make the picture come to life, offering a customized approach rather than applying a one-size-fits-all strategy.”

The firm focuses on crafting a tailored, long-term financial strategy built on trust, expertise, and personalized service. Once the plan is in place, the team carefully selects the right pieces to achieve the client’s vision, ensuring each part of the financial picture fits together seamlessly.

Christina Hudson, chief investment officer, builds on this concept by explaining how they go beyond just building the puzzle, “Once we understand the picture we’re trying to create, we focus on assembling the assets that will help achieve the client's goals with while managing the inherent risk.”

This philosophy is rooted in the firm’s dedication to put their clients' needs first. It explores a wide range of investments, from traditional equities and fixed income to alternative assets, providing nation-wide clients with a well-diversified and risk-managed portfolio designed to withstand volatility and achieve meaningful results.

What is central to its service is flexibility and accessibility. As a quintessential boutique firm, Invenio focuses on delivering personalized attention to a select group of clients. This level of accessibility ensures that clients feel supported in every aspect of their financial lives, whether it’s related to investments, estate planning, or charitable giving. The firm’s size enables them to remain nimble, offering tailored advice and maintaining strong, long-lasting relationships with each client.

“Our service is about understanding the needs of each family and guiding them through the generations with a focus on prompt, attentive, and reliable support,” says Johanna Arbelaez-Perez, managing director.

It’s this dedication to families that guides Invenio’s multigenerational financial planning, where careful estate execution and enduring connections go hand in hand. That commitment was tested when a long-time client passed away, leaving their family both grieving and faced with the complexities of estate settlement. Because the firm had been integrated with the client's other professionals, such as estate planners and accountants, it was able to swiftly and efficiently help the family execute the estate plan during an incredibly emotional time. Its deep understanding and seamless collaboration made the transition smoother for the family, allowing them to maintain their relationship with Invenio, even after the passing of their loved one.

With more than 80 years of combined experience, the team at Invenio has seen market fluctuations, tax law changes and economic downturns. Their fiduciary approach and deep expertise in wealth management across generations ensures families receive guidance grounded in both experience and trust.

At the heart of Invenio is a commitment to creating bespoke financial plans that are as unique as the individuals they serve. By focusing on long-term relationships, comprehensive wealth management, and a fiduciary commitment to their clients, Invenio ensures that each family’s financial picture is carefully constructed and maintained for generations to come.