Exporters in Ecuador operate within global trade cycles where payment may arrive months after goods leave processing facilities. This creates working capital pressure across export industries, while many international lenders that support trade finance lack a local presence in the country. Within this environment, Fisecorp structures financing solutions that connect Ecuadorian exporters with global capital.

For more than 25 years, the Ecuador-based advisory company has worked with exporters and international financial institutions to structure credit facilities aligned with the realities of cross-border trade. Through exclusive commercial representation agreements with several international lenders, the company acts as a bridge between Ecuadorian exporters and global capital, aligning financing structures with industry needs. Unlike intermediaries that only arrange transactions, the company remains involved throughout the financing relationship to ensure that structures continue to support exporters’ commercial cycles.

“Through our relationships with international financial institutions, we help connect Ecuadorian companies with global capital while strengthening confidence between exporters and international lenders,” says Juan Sebastian Argenzio, Business Development Manager.

To build effective financing relationships, the company begins by evaluating the exporter's operations directly. Fisecorp teams visit production facilities to understand processes, export strategies, and financial pressures shaping working capital needs. Observing how goods are prepared for shipment provides insights beyond financial statements, enabling financing structures aligned with commercial cycles.

Sector expertise further strengthens engagement. Ecuador’s export economy relies on shrimp, cacao, and tuna, and Fisecorp has built teams with direct industry experience. This also allows it to act as a local presence for international lenders, helping them better understand operations, industry dynamics, and sector-specific financing needs.

“Understanding how these industries operate allows us to structure financing that truly fits their commercial cycle,” says Roberto Mollison, Business Development Executive.

Following the initial assessment, the company’s advisory team conducts a financial analysis to determine the most appropriate lending partner. Exporters are matched with international institutions that can offer suitable credit terms and structures. Proposed term sheets are reviewed and negotiated before credit facilities are activated, ensuring the final structure aligns with both the exporter’s operational needs and lender requirements.

Beyond matching exporters with international lenders, Fisecorp structures financing solutions designed to adapt to the operational realities of global trade. International credit facilities are structured to comply with Ecuador’s regulatory framework, allowing the financing to be registered with the Central Bank while enabling exporters to benefit from tax incentives associated with domestic borrowing. These structures also adapt to buyer payment conditions across markets such as China, Spain, Italy, and the U.S., supporting stable cash flow.

These solutions can span the export cycle, including purchase-order financing, receivable financing, and collection mechanisms that support payments from international buyers and provide liquidity throughout the production and export process.

Fisecorp’s advisory model also aligns its clients' incentives. The company operates on a success-fee basis, meaning it charges fees only after financing facilities are successfully structured. This approach reinforces transparency while ensuring the advisory process remains focused on achieving practical funding outcomes for exporters.

A shrimp exporter illustrates the commercial impact. Several years ago, the client faced liquidity constraints that strained supplier relationships, as suppliers required payment within days while export cycles took much longer. Fisecorp structured a factoring solution that accelerated access to working capital and stabilized inventory purchasing. With improved liquidity, the exporter expanded into new international markets. The company then organized discussions with multiple banks and secured three working capital facilities totaling more than eight million dollars annually, supporting export growth that has since exceeded $175 million.

Similar results reflect the broader impact of its advisory model. In 2025, Fisecorp supported over $2.6 billion in export transactions across fifty clients, marking a thirty percent increase in volume and fifteen percent client growth. These long-term relationships and consistent performance have contributed to its recognition as a Top Independent Financial Consulting Firm.

Long payment cycles remain a defining challenge in export trade. Through sector expertise, long-standing international lending relationships, and continued involvement throughout the financing process, Fisecorp helps Ecuadorian exporters access the capital needed to grow in global markets.