D24

The cross-border payment industry is entering a new era. The landscape is no longer unidirectional; it encompasses everything from refunds and discounts to salaries and expenses. This adds layers of complexity, making fast and secure transactions more difficult. Payouts, which are already challenging on the national level due to verification and security demands, have become a tricky maze on an international scale.

Success in the domain requires integrating advanced technology, understanding local insights and building strong stakeholder relationships.

Operating as a product focused technology company, D24 stands as a premier payments solutions provider. It is enabling companies to gain access to more than 27 countries across APMS and card processing through a singular API. Established in 2009 during rapid growth in non-cash payments worldwide, the company has 15 years of expertise in pioneering international, cross-border payment solutions. Today, it is recognized as one of the fastest-growing multi-market payment solution providers with some of the best conversion rates in the market.

“Our mission is to simplify payments for businesses and individuals worldwide, no matter where they happen to be, such that you can focus on your business while we handle EVERYTHING else,” says Veronica Pinazo, Chief Operations Officer of D24. “We deal with the complexities and regulations that apply to customers in all markets, providing user KYC identity verification, mapping of local databases and fraud prevention. It’s our capacity to adapt to the requirements of each different country which excels our home-field advantage.”

D24 develops tailored payment gateways and provides extensive payment processing solutions, encompassing card payments and alternative payment methods (APMs) for merchants. Leveraging its deep understanding of emerging markets, D24 enables merchants to operate globally without local establishment, tapping into regional expertise and knowledge base.

The company supports over 260 payment methods worldwide, accessible via a single API for seamless integration across various countries.

Its comprehensive payment solutions feature user KYC identity verification, PAYINS and PAYOUTS, Platform Booster, UX payments and conversion optimization, software development kit (SDK) native checkout, payment card industry (PCI) compliance and advanced fraud prevention measures. These solutions significantly mitigate non-compliance risks and data breaches, ensuring businesses can operate securely and efficiently.

Adhering to rigorous industry standards, D24 enables secure and compliant payment processing for its customers. The company’s tailored solutions include efficient pay-ins and payouts through specialized payment gateways customized to meet the merchants’ local needs. Each merchant receives dedicated end-to-end support with 24/7 assistance and dedicated account and technical managers for each account.

D24 Platforms Booster simplifies the complex process of receiving and distributing payments from different countries to various partners or sellers. This solution is ideal for online marketplaces, ride-sharing companies, eCommerce on social media platforms, social media advertising, SaaS for the gastronomic industry, and more. This comprehensive solution includes streamlined reporting, refund processing and effective chargeback management integrated into the platform. It simplifies the complex processes of receiving and distributing payments across diverse countries and users.

“Our pay-outs solution is renowned as a market leader,” says Pinazo. “Backed by a robust service level agreement, it enables merchants to invoice in local currency while receiving payments in USD or EUR, enhancing flexibility and convenience.”

D24 is a certified partner of the main marketplaces, allowing clients to integrate D24 into their e-commerce store and collect payments all over the world. These preferences vary widely based on local customs and social norms. For instance, some consumers prefer discount incentives, while others prefer installment payments. Loyalty programs that offer exclusive rewards are expected in certain regions. The platform allows these nuances to be directly incorporated into the payment interface, empowering retailers to deliver locally relevant experiences across multiple countries. This flexibility ensures businesses can cater to diverse consumer preferences and effectively enhance their market penetration.

The company’s APIs are designed to serve various industries and ensure seamless financial operations and enhanced user experience management. These cutting-edge, purpose-built solutions demonstrate D24’s drive to empower businesses to achieve operational excellence and deliver superior customer satisfaction.